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Architecture & Development Advisory

You know how to build. We know how to finance it. Affirm Consult bridges the gap between great design and the capital that makes it possible — from ground-up construction to full portfolio scale.

90%
LTV available for qualified borrowers
7–10
Business days to bridge close
24mo
Max construction loan term
3
Capital layers we structure per project
Core Differentiator

Capital Stack Advisory & Lender Sourcing

Architecture and development firms excel at building — but financing a project is a different discipline entirely. Most projects fail not due to design flaws, but because the capital structure was wrong from the start. We get that right for you.

  • Senior debt structuring — construction to permanent conversion
  • Mezzanine & preferred equity placement
  • JV equity sourcing and partnership structuring
  • Lender matching by project type, size, and timeline
  • Term sheet review & negotiation support
  • Draw schedule design and lender reporting templates
Talk to a Capital Advisor
Typical Project Capital Stack
Equity Layer (10–30%)
Sponsor equity • JV partner • Preferred equity
Mezzanine / Bridge (0–20%)
Mezzanine debt • Hard money • Gap financing
Senior Debt (60–80%)
Construction loan • Bank financing • HUD / FHA

We structure and source across all three layers.

Full Lifecycle Support

Advisory at Every Project Phase

We plug into your project wherever you are — pre-acquisition, mid-construction, or at lease-up.

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Phase 01 — Pre-Development

Site Acquisition & Feasibility

Land screening, purchase negotiation support, financial pro forma modeling, market absorption analysis, and entitlement risk assessment before you commit capital.

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Phase 02 — Financing

Capital Structuring & Lender Sourcing

We assemble the full capital stack, source and vet lenders, review term sheets, and negotiate the structure that protects your equity and keeps the project on schedule.

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Phase 03 — Construction

Draw Management & Budget Oversight

Draw schedule design, lender inspection coordination, budget variance monitoring, and cost-to-complete reporting throughout the construction period.

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Phase 04 — Stabilization

Lease-Up Strategy & Refinance

Market positioning, absorption modeling, and refinance timing advisory to transition from construction financing to a permanent capital structure at optimal terms.

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Phase 05 — Entitlement

Zoning & Regulatory Navigation

Opportunity Zone identification, tax benefit structuring, HUD/FHA eligibility assessment, and connections to land use counsel for complex entitlement scenarios.

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Phase 06 — Exit

Disposition & Portfolio Strategy

Exit timing advisory, buyer pool identification, 1031 exchange planning, and portfolio repositioning strategy to maximize returns on completed projects.

Architecture and development advisory
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Built for Builders
Who We Work With

Designed for Architecture & Development Professionals

Our advisory practice is purpose-built for the firms, partnerships, and principals who design and build the built environment — not generic consultants repurposed from another industry.

  • Architecture firms entering the development space
  • Ground-up residential & mixed-use developers
  • Commercial and industrial construction firms
  • Design-build partnerships seeking project financing
  • General contractors expanding into developer roles
  • Real estate private equity sponsors with active pipelines
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Premium Retainer

Ongoing Advisory for Active Pipelines

For firms with multiple projects in motion, our retainer model provides continuous strategic support and market intelligence.

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Monthly Strategy Sessions

Dedicated advisor check-ins covering active project status, upcoming financing milestones, and pipeline prioritization.

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Market Intelligence Briefings

Regular reporting on lending market conditions, cap rate movements, construction cost trends, and lender appetite by asset class.

Priority Loan Reviews

Fast-track review of new project opportunities — initial feasibility and financing feedback within 48 hours for retainer clients.

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Lender Network Access

Direct introductions to our curated network of construction lenders, bridge lenders, and equity partners matched to your project profile.

📝
Portfolio Performance Reports

Quarterly consolidated reporting across your active and completed projects — asset-level and portfolio-level metrics for ownership and investors.

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Unlimited Advisory Access

Direct access to your Affirm Consult advisor for questions, quick deal reads, and strategic guidance — no billing by the hour.

Your Next Project Deserves the Right Capital Structure

Most architecture and development firms leave money on the table because their financing wasn't structured correctly from day one. Let's change that.